Factors That Impact the Value of Your Car Accident Claim in Texas

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Factors That Impact the Value of Your Car Accident Claim in Texas
(Photo : Artyom Kulakov from Pexels)

Each day, car accidents occur in the state of Texas. Unfortunately, no matter how careful you are, avoiding these situations is not always possible. After an accident, you have to consider who was at fault and if you have the right to recover compensation. One of the best ways to know for sure if your claim is worth pursuing is by using the services of San Antonio injury lawyers.

Along with using the services of an attorney, it's smart to learn what factors impact the amount of compensation you can receive after an accident.

The severity of Your Injuries

Usually, claims involving permanent or severe injuries receive more compensation because they require more treatment and can have a bigger impact on your quality of life. Examples of severe injuries include traumatic brain injuries (TBIs), torn ligaments, herniated discs, broken bones, severe burns, amputation, or spinal cord injuries.

Medical Related Costs

Injuries you suffer after a serious car accident can be expensive. A large amount of the money you get from your settlement will be used to cover the cost of current and future medical care. Some of the medical costs you may have to pay include:

  • Ambulance charges

  • Hospital bills

  • Surgeries

  • Doctor visits

  • Medical devices

  • Medications

  • Rehabilitation

  • Vehicle and home modifications

Most cases also consider your total disability level due to the accident, which includes scars, disfigurement, your age, and if you require long-term care or specialty medical equipment now or for the rest of your life.

Assessing Your Fault

If the accident is your fault, in any way, your compensation can be reduced by your percentage of fault. However, recovering compensation will be impossible if you are determined to be more than 51% to blame for the accident. Your attorney can help determine your level of fault.

Property Damage  

Insurance companies consider the level of property damage that occurred from the car accident and use this to assess your claim's value. They will see if airbags were deployed and analyze the wreckage at the accident scene to ensure everything aligns. Remember, insurance companies don't work for you, and they want to minimize what they pay to investigate every detail related to the accident.

When You Sought Medical Treatment

If you were taken to the hospital by ambulance right after the accident due to your injuries and continued receiving medical treatment during the recovery period, it will be difficult for the insurance company to question how severe your injuries are. Individuals who seek immediate care or go to the doctor right after the accident are usually taken more seriously by the insurance company than those who wait weeks or even months to seek a medical evaluation.

Lost Wages

Has your injury prevented you from working while you recover? Do you have to take time away from work for doctor's appointments? All lost income should be reported and included in your compensation. The impact the accident and injury have on your job and ability to earn will also be considered when putting a value on the accident.

Non-Economic Damages

You can also receive non-economic damages for your accident. These are subjective things, including a loss of enjoyment of life, emotional anguish, humiliation, and pain, and suffering.

Hire an Attorney for Help

If you want to ensure you receive a fair amount of compensation for your accident, you should hire a personal injury lawyer. They will advocate for you and help ensure you recover fully from the situation.

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